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Disclosures
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Variable annuities and life insurance
Variable annuities and life insurance products are issued by Nationwide Life Insurance Company and affiliates, Columbus, OH 43216. These products are subject to market risk, including possible loss of principal. The general distributor is Nationwide Investment Services Corporation (in MI only: Nationwide Investment Svcs. Corporation), member NASD.
Certain of the underlying funds are not publicly traded mutual funds and are not available directly for purchase by the general public.
Please contact Nationwide at 1-800-848-8258 and request a prospectus for more information regarding the various investments offered by Nationwide. Please read the prospectus carefully before investing any money.
Mutual funds
Mutual funds are distributed by Nationwide Advisory Services, Inc., member NASD. Mutual funds are subject to market risk, including possible loss of principal.
Please contact Nationwide at 1-800-848-8258 and request a prospectus for more information regarding the various investments offered by Nationwide. Please read the prospectus carefully before investing any money.
BEST of AMERICA® Group Pension Series
The BEST of AMERICA® Retirement Advisorsm
and Retirement Managersm are unregistered group variable annuities
issued by Nationwide Life Insurance Company, Columbus, OH. Contract/Certificate:
· The BEST of AMERICA® Retirement Advisorsm
: APO-2243, APO-2954 (in TX)
· The BEST of AMERICA® Retirement Managersm
: APO-4235
Products are not available in all states.
Potential purchasers seeking to use an annuity to fund a qualified or
other tax-advantaged retirement plan should understand that the use of
an annuity for such purpose is not necessary in order to defer taxation
of investment earnings. Most tax-advantaged plans allow for tax-deferral
of investment earnings regardless of the type of investment used as a
funding source.
Certain of the underlying funds are not publicly traded mutual funds and are not available directly for purchase by the general public.
The BEST of AMERICA® Retirement Resource is a trust program
with trust services offered by Nationwide Trust Company, FSB. Nationwide
Investment Services Corporation (in MI only: Nationwide Investment Svcs.
Corporation), member NASD.
Before investing, understand that mutual funds are not insured by the FDIC, NCUSIF, or any other Federal government, agency; are not deposits or obligations of, guaranteed by, or insured by, the depository institution where offered; involve investment risk, including possible loss of value.
For informational brochures, contact 1-800-848-8258.
General disclosure
The information provided is based on current interpretations of the law
and is not guaranteed. Neither the company nor its agents/representatives
give legal or tax advice. You should consult your attorney or tax advisor
for answers to your tax questions.